Public Liability Insurance - The MOW Solution
4 March 2002 at 12:03 pm
Not only does the NSW Meals On Wheels Service carry out great community work it is now offering Public Liability Insurance solutions for the small and often struggling Not for Profits.
In recent months the service has been inundated with small charities threatened with closure from around Australia wanting affordable insurance that won’t take their fundraising dollars away from their main community activities.
The NSW Meals On Wheels Insurance Information Officer, Stephen Clarke says there are now 500 community groups taking advantage of the scheme called the Community Sector Insurance Program – and only 190 of these groups are meals on wheels services.
Clarke says that with his own insurance experience covering more than 20 years he has come up with a solution for the small charities which sees premiums range from between $400 to $1000. The only added catch is that your organisation has to be an associate member of NSW Meals On Wheels which costs $44 per year.
Clarke says those small groups that have taken advantage of the insurance package are those in the frail-aged and disabilities area as well many senior citizens clubs.
He says while the insurance policy is set up through a broker and an underwriter, all the claims and details are handled through the NSW MOW office.
The advantage is that his organisation understands the work the community groups are involved in and can simplify Public Liability Insurance and other general insurance as well.
Clarke says the program is not for the large Not for Profits as it is aiming for a niche market among the smaller groups.
If you would like more information about the Community Sector Insurance Program you can send an e-mail to Stephen Clarke at nswmow@nswmealsonwheels.org.au .
In Queensland the State Government has agreed to investigate a bulk-buying insurance deal to cover Not for Profits.
The move was announced following recommendations by the Public Liability Insurance Taskforce and is in line with solutions recommended by the Queensland Law Society in January.
If you would like to comment on this issue please join our on-line Forum at probonoaustralia.com.au.
